Cost Estimate
All-in pricing for the Underwriters Technologies platform engagement with CareWest — platform, implementation, and support included. Select a contract term below.
Your team learns to own it, not just use it
Training covers two things most vendors separate out: utilization and administration. Your staff will know how to operate the platform day-to-day — and they will know how to maintain rates, update forms, and add class codes entirely on their own, without a service call or professional services engagement. That capability stays with your organization. It does not leave when we do.
The code is yours. Full stop.
At the end of the contract period the software is delivered to you — not licensed back, not held in escrow, not subject to ongoing royalties. You own it. You can extend the contract with us, bring in your own internal developers, or hire outside firms. We retain no leverage over the system you built your business on. This is an unusual commitment in this industry. We make it because we believe that alignment with a client — not lock-in — is how good vendor relationships work.
You can exit. We built the exits in.
We understand that committing to a core system from a smaller vendor requires a degree of trust that commits to your business continuity. So the contract includes the right to terminate — without penalty — under any of the following conditions:
- We fail to perform to agreed standards
- We are acquired, and the acquiring company does not perform
- We experience a material business failure — unpaid tax obligations, legal action against principals, or bankruptcy
These are not negotiating points. They are in the contract because the right answer for a client betting their operations on us is to never be trapped. We are confident enough in what we build that we are comfortable with that arrangement.
We do not charge a percentage of written premium. The 3% premium tax model that is common in this industry creates the wrong incentive structure: as your book grows, you pay more — not because we did more work, but because your premium volume went up. Once you are on a system, you are on a system. Vendors who charge on premium volume have a built-in reason to do as little as possible to retain the contract, because switching is painful and growth is automatic revenue for them.
We charge a flat annual rate. Our interest is in keeping you on this platform because you want to be on it — because it performs, because your team is comfortable in it, because it saves you money. Not because the exit is painful.
The following are billed at cost, exactly as charged to us or to you directly. We do not mark them up.
- CPX fees
- PPEF fees
- NCCI fees
- WCIRB fees
- Any other fees from regulators or industry rating services
- Third-party data services — Dun & Bradstreet, and any similar data lookup requiring an external API call
- State filing fees in jurisdictions where electronic filing carries a per-transaction cost — you pay the fee, we do not add to it